Simplicity Saturday - Finances

This past year has been a struggle for us financially.

Nick had a transmission that went out and had to be replaced TWICE.

A "friend" bounced a hefty check on me and also bounced out of town herself.

Pay is still short of what I left at John Deere.

Daycare is over half my current paycheck and there are still bills to pay.

I am not asking for sympathy as I know a lot of people are in my position. I am not going to let it defeat me either - I am going to win this battle!

I have found some new found ways to make money with auctions on Facebook (see post HERE for more details) - not much, but every little bit helps!

You got something that you don't want anymore? Someone out there does. Trust me on that one. I sold a bottle of Christmas Noel Vanilla lotion (smells just like the regular vanilla that sells for $10.50) for $10 including shipping that was $2 - really??  They saved $0.50 and I made $8 on a gift I didn't need or every use.  Kids clothes that would sell at Once Upon A Child, or consignment shops wouldn't take - sold them in

"lots" as they were still in great condition.  Trust me - get a shipping quote first so you don't lose on that - but there is someone who will want it - even if you have to relist it.

I love to read, but hate to actually pay for books. Paperbackswap.com is a website you list what books you have, someone wants it - you send it at your cost to the. In return you get a book you want sent to you at the sender's cost.  This is totally worth it for me as our library sucks and sending a book via USPS (media mail is cheaper) is cheaper than driving to base.

Dave Ramsey

Check him out.

Totally worth it. I will be debt free within 2 years with his plan. It doesn't take much - just discipline.